Skip to main content

Cash-back credit cards

When you buy something with cash, you're missing a great opportunity to earn rewards and build your credit history with a credit card. I used the Citi Dividend Platinum Select MasterCard for a few years, but when the cash back for gas and groceries dropped from 5% to 2%, I started looking around for a better deal.

My best finds are my current Chase cards. For everyday purchases, I use the Chase Freedom Visa. This card gives you 1% cash back for all purchases, and 3% in the 3 categories in which you spent the most for that month. These categories include groceries, gas, movie rentals, phone bills, department stores, and theaters, among others. To persuade you to build up your rewards, if you save up $200 in rewards (rather than requesting a check each time you've earned $50), they'll throw in an additional $50!

For gas and real (non-fast-food) restaurants, I use a Chase BP Visa. It gives 5% cash back on all purchases at BP, and 2% on dining. Those percentages are doubled for your first 2 months as a bonus.

My advice: apply for a card that works for you and start earning cash, miles, or whatever rewards you prefer.

Comments

Popular posts from this blog

The difference between burritos, chimichangas, and enchiladas

I love Mexican food, but I'm embarrassed to admit that I always get confused between burritos, wet burritos, chimichangas, and enchiladas. Here are the descriptions, with the differences in bold and pictures following each description.

burrito
A flour tortilla wrapped around a filling (meat, beans, vegetables, etc)


wet burrito
A burrito that's covered in red chili sauce and cheese. Because of the sauce covering, it looks like an enchilada, but it's made with a flour tortilla, whereas the enchilada is made with a corn tortilla.


chimichanga
A burrito that's deep-fried. Sometimes covered with cheese or another topping.


enchilada
A corn tortilla wrapped around a filling, covered with chili pepper sauce


Sources
Wikipedia: BurritoWikipedia: ChimichangaWikipedia: Enchilada

Edit scanned documents with Word 2007

Office 2007 includes support for converting scanned documents to editable text using OCR (optical character recognition). To get your text from a paper document to Word 2007:
In the Control Panel, open Add or Remove Programs.Find Microsoft Office, click it, and click Change.In the Office Installation Options window, expand Office Tools, click Microsoft Office Document Imaging, and select Run from My Computer from the dropdown.Click Continue or Next until you reach the end.You can now scan documents and convert the scanned images to editable text:
From the Start Menu, find Microsoft Office, then select Microsoft Office Tools, then click Microsoft Office Document Scanning.Choose your preset and options, then click Scan.The scanned image should open in Microsoft Office Document Imaging. To perform OCR and open the editable text in Word, click Tools, Send Text to Word.You can now edit and save the scanned document as a Word document.

Considering retiring this blog

I'm seriously considering retiring this blog. When I started it in 2008, it was a place for me to share thoughts and links on a variety of topics. For at least the last year, however, it's just been a place where I re-post book reviews from Goodreads.

You can see all my book reviews on my Goodreads profile, and subscribe to my Goodreads RSS feed to be notified of new reviews. I also intend to keep blogging about WordPress, web design, and web-related topics on my OptimWise blog, which also has an RSS feed.

Would you miss this blog if I discontinued it? Please leave a comment.