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Stop pre-approved credit cards

A couple years ago I was bombarded by pre-approved credit card offers. I hated them because they are a waste of resources (ink, paper, plastic, fuel for transport), and a waste of my time. They're also an identity theft risk because of the information they contain and the ease with which they can be activated in your name. I opted out of such offers at the FTC-approved OptOutPrescreen.com and haven't received any credit card offers in the mail since. As an alternative, you can always call the number on the offer and tell them to remove you from their mailing list, but I can't verify that that works.

Speaking of credit card offers, be sure to check your credit report regularly. You can do it for free 3 times a year through the FTC-approved AnnualCreditReport.com.

To stop other junk mail, see DMAChoice.org, the Direct Marketing Association’s (DMA) Consumer Information site. You can also opt out of catalogs at CatalogChoice.org. I haven't done either of these yet because they require you to create an account with them before opting out.

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Sources
Wikipedia: BurritoWikipedia: ChimichangaWikipedia: Enchilada

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